Guard(ian) Your Blindside

Who ensures your child’s continued growth? It’s not the insurance.

Estate Planning, Insurance, Your $ Your Independence, College PlanningGlenn BrownApril 30, 2019Estate Planning, Kids, guardians, grandchildren, Life Insurance, attorney, David Feakes, Financial Planning, inheritance

Teenager + Earned Income = Roth IRA

If your teen made money last year, open a Roth IRA in their name.

College Planning, Retirement Planning, Tax Planning, Your $ Your IndependenceGlenn BrownApril 1, 2019IRAs, Roth IRA, Kids, Investing, Financial Planning, College Planning, Financial Aid, tax planning, Gifting

Teaching Your Kids About Money

Fun ways to embrace budgeting, power of saving & philanthropy.

Budgeting, College Planning, PhilanthropyGlenn BrownMarch 1, 2019Kids, College Planning, Your Money Your Independence, Philanthropy, Budget, Savings, Sandwichers, children, family, grandchildren, Minors, Interest Rates

Glenn talks to BankRate on reversing a troubling debt trend

Bankrate shows a shift from emergency savings and towards credit card debt. I share some thoughts to help jumpstart those wanting to reverse a negative trend.

Budgeting, PlanDynamicGlenn BrownFebruary 15, 2019Financial Independence, Financial Planning, Budget, Debt Management, Focus on your why

Dividends: Evolve Beyond Yield

Temptation of high-yield dividend stocks can lead to denials like “As long as I get my dividends, I don’t care about share price”. You should and here’s why.

Investing, Retirement, Retirement Planning, Your $ Your IndependenceGlenn BrownJanuary 31, 2019Dividends, Income Streams, Dividend Growth, Investing, Investment Management, Financial Planning, Savings, Best Practice, Local Town Pages, Retirement, Total Return, Trusts, Yields

Tax Planning Today for Tomorrow's Retirement Income

It’s great that you’re saving for retirement. Are you also tax planning on your income in retirement? Here’s things to consider today.

Estate Planning, Retirement, Retirement Planning, Tax Planning, InsuranceGlenn BrownJanuary 14, 2019Required Minimum Distributions, Retirement, tax planning, Social Security, Roth IRA, 401(k), Traditional IRA, Roth Conversion, Estate Planning, Life Insurance

Outlooks for 2019, Do They Matter?

New year, new positioning. The investment community loves annual outlooks. Do you act or let them become part of your past, like Sears Wish Books?

Your $ Your Independence, Investing, Retirement Planning, Tax Planning, BudgetingGlenn BrownJanuary 1, 2019tax planning, Investing, Economy, Financial Independence, Best Practice, Your Money Your Independence, Markets, Economics

Making a List, Checking It Twice?

Don’t let these year-end opportunities pass, be proactive with your to-do list.

HSA & HDHP - Alphabet Soup of Work Benefits

Work benefits are complicated, including High Deductible Health Plans (HDHP). Health Savings Accounts (HSA) can be utilized to your advantage for savings and tax planning.

Your $ Your Independence, Work Benefits, Tax Planning, Small Business, Retirement Planning, BudgetingGlenn BrownNovember 16, 2018HSA, Health Savings Accounts, tax planning, FSA, HDHP, Health Plans, Contribution Limits, Health, Health Care, Medicare

Bond Yields: Sought By Many, Understood By Few

There’s more to investing in bond funds, ETFs and portfolios than just asking for the yield.

Investing, Retirement Planning, Tax Planning, Economics 101Glenn BrownNovember 1, 2018Bonds, Investing, Investment Management, Yields, Bond Portfolios, SMA, ETF, Total Return, Yield-To-Maturity, Yield Curve

PlanDynamic: A Dynamic Future Requires a Financial Plan

By Jane Lebak for Holliston Local Town Pages & Ashland Local Town Pages

PlanDynamic, Your $ Your IndependenceGlenn BrownOctober 1, 2018Sandwichers, Financial Planning, Investment Management, Fee-Only Fiduciary, Financial Independence, Retirement, College Planning, Caring for aging parents

Health Savings Accounts: Healthy For You and Your Taxes

Thinking about your employee benefits? Don’t overlook funding your HSAs and potential triple tax benefits.

Work BenefitsGlenn BrownSeptember 17, 2018Tax Planning, Health Savings Accounts, HSA, Employee Benefits

(Back To) School Savings - Knowledge on 529 Plans

Seems like yesterday whispering Bowie’s “Changes” as a lullaby, in 12 years our baby is touring colleges and dreaming of possibilities.

College Planning, Tax Planning, Your $ Your IndependenceGlenn BrownSeptember 5, 2018529, College Planning, Tax Planning, Tax Cuts and Jobs Act of 2017, Best Practice, Local Town Pages, Your Money, Your Money Your Independence

Determining Your Interests on Interest Rates

Yes interest rates are rising. Instead of forecasters, focus on how to evaluate the impact to you, your family, business and portfolios in order to seek opportunities and mitigate risks.

Retirement Planning, College Planning, Economics 101Glenn BrownAugust 16, 2018Financial Planning, Investment Management, Savings, Interest Rates, Fed, Economy, Debt Management

Small Business Owners In Booming Economy, "What, Me Worry?"

When times are good, wasteful practices arise but are seldom mentioned, let alone fixed. Be proactive now to drive efficiencies, your employees and clients will thank you.

Work Benefits, Small BusinessGlenn BrownAugust 2, 2018SBA, Small Business Owners, Cash Flows, Technology, Social Media, Payroll, Economy

Philanthropy Evolved: Private Foundations

Like being philanthropic? Who doesn’t. What happens when your gifting becomes large enough to set your own terms? An introduction to private foundations.

Philanthropy, Tax PlanningGlenn BrownJuly 16, 2018Private Foundations, Philanthropy, Gifting, Tax Planning

Estate Planning: Evolve Beyond “Death & Taxes”

Couples in their 30’s and 40’s with young families often view estate planning as “death & taxes” and think to do it when their old, like their parents age. Big mistake.

Grandparents: Stretching Is Good For Health, What About Your IRA?

If you choose a very young beneficiary, such as a grandchild, funds in your IRA could compound substantially over their lifetime and provide flexibility to help pay for expenses, like college, along the way.